Using your “outside
voice”……. By Marge
McCoy, R.Ph.
When our
children Megan and Evan were little we tried to teach them that yelling in the
house was not cool. There were “inside”
voices that were calmer and quieter and there were “outside” voices that were
suitable for hollering across the playground or explaining the error of their
sibling’s ways.
Sometimes in healthcare we feel like we have to
use our “outside” voices to get the job done.
In dealing with insurance companies I particularly like to use a
combination of my “outside voice” mixed in with my “I don’t believe it voice”
and sprinkled with my “mom voice” for good measure. As a healthcare consumer you need to develop
a “voice” that works for you. To get
the most out of your healthcare dollars you should make sure that all your
questions get answered. To this end it
is always good to keep a notepad just for healthcare questions. Now I am not suggesting that you lug around a
volume worthy of Hercules’ truss, but just a little notebook that fits in your
pocket. When a question regarding your
healthcare, or medication, or a particular symptom arises, jot it down. When you hear Aunt Tilly
talk about a new medicine that worked for Uncle Fred and you should take it
too…. Jot it down. You will find the
next time you go in for your check up that all of your questions are already
organized in one handy place.
Having your questions in a handy spot is only the
first step. Next you have to get all
those pesky questions answered.
Personally I like to nonchalantly scoot my chair in front of the exam
room door after Bob or Cathy makes an appearance. This way I can “forget” to move out of the
way until all my questions are checked off.
Truthfully speaking today’s insurance reimbursement rates are so low
that physicians really do have to hustle their way through an ever-burgeoning
schedule of appointments. This is why it
is so important to be able to quickly and concisely get through your list of
questions and concerns.
This method also works for keeping track of test
results, reporting blood pressure readings, monitoring blood sugar readings,
etc. You can be your own healthcare best
friend. Your doctor will get better
information about you and you will get better information from your
doctor. You can even make notes about
your doctor’s answers to your questions.
There is another place that you can tap into for
healthcare information and it is near and dear to my heart: your
pharmacist. When picking up your
prescriptions be sure that you understand why you are taking a particular
medication, how it should be taken, any special storage requirements, side
effects to watch for, drug incompatibilities, etc. Take steps to inform your pharmacist of any
other medications (both Rx and OTC) that you are taking so that he or she can
monitor for potential drug interactions.
Your pharmacist should be one of your most accessible health care
providers.
Quite often dollars can be saved on your
prescriptions in several ways. If a drug
is available in a generic form the savings over a name brand can be huge. Additionally sometimes the drug you take may
not be available generically but a similar drug in the same class may be
available in a cost-saving generic. Of
course your particular circumstances will dictate whether or not any changes
might be appropriate, but it is always good to ask questions when you doctor is
prescribing something for you. Keep in
mind that if something is available in “samples” from the doctor it will be expensive. The drug manufacturers don’t give things away
to be magnanimous; they are “fishing” for consumers. The same holds true for meds that you see
advertised on TV and in magazines. Those
ads don’t come cheap. You get to pay for them when you fill your
prescription for their high priced product.
If you have insurance coverage with a set
co-pay, it might not make any difference to you, but if you are paying the
whole enchilada yourself remember that a brand name drug almost always costs
more. And here’s one more hint for those
of us without the benefit of prescription insurance coverage – there is often a
savings in buying larger quantities (e.g. a 3 month supply) of medications,
especially generic medications.
Here’s another idea for your notebook. Keep a list of all the medications you are
taking along with the strength and dose of each. In today’s medical world patients often see
several specialists. Each should know
what medications you are getting from other physicians. Medications don’t always mix well with each other. Of course your pharmacist should also be
reviewing your matrix of medicines for possible interactions.
So the word of the day is “notes” – take notes,
ask questions, be an informed medical consumer.
I am sure that I have more to say on this subject, but I can’t seem to
locate my notes. Now where did I put my
notepad…….?
*******************
Marge and Rick
McCoy are the pharmacists who own and operate Lopez Island Pharmacy. They feel it is important for patients to
have knowledge about their medications to get the most from their health care
dollars. Between the two of them they
have over 60 years of pharmacy experience.